Zakat Calculator
Enter what you own and owe. The calculator applies your school's rules, compares the total with the Nisab at today's gold or silver price, and shows 2.5% if Zakat is due. Everything is worked out on your device; nothing you type is sent to us.
How much is Zakat, and what is the Nisab today?
Zakat is 2.5% of your net zakatable wealth, due once it has stayed at or above the Nisab for a full lunar year. Today the Nisab is about US$11,391 (85 g of gold) or US$1,093 (595 g of silver).
- Zakat rate
- 2.5%
- Gold Nisab
- US$11,391 · 85 g
- Silver Nisab
- US$1,093 · 595 g
- Held for
- One Hijri (lunar) year
Updated 16 October 2026. Prices from gold-api.com and ExchangeRate-API.com.
How to calculate Zakat in five steps
- Choose your country and school. Pick your country for the currency and choose the school of thought you follow.
- Pick the Nisab. Choose gold, silver or the school's recommended Nisab and check the gold and silver prices.
- Enter what you own. Add cash, bank savings, gold and silver (with unit and purity), investments, business stock and receivables.
- Enter what you owe. Add debts, bills and loan instalments due within the year.
- Read the result. If your net wealth is at or above the Nisab and a full lunar year has passed, pay 2.5% of it.
How the General setting works
The General setting counts every asset, treats worn jewellery as zakatable (the more cautious view), deducts debts due now, and lets you pick the gold or silver Nisab. Use a school page if you follow a particular school.
Khums is separate
Under Fiqh Jafari, annual savings left after your year's expenses fall under Khums (20%), which is a different obligation from Zakat. This tool does not calculate Khums. Ask your marja' or their office how it applies to you.
What is Zakat?
Zakat is the third pillar of Islam: a yearly obligation to give a fixed share of your savings to people in need. It purifies wealth and supports those the Quran names in 9:60, among them the poor, the needy, those in debt and travellers. The share is 2.5% of zakatable wealth, measured over one Hijri (lunar) year.
Who must pay Zakat?
An adult Muslim of sound mind whose zakatable wealth has stayed at or above the Nisab for a full lunar year. The wealth must be yours to use, not owed to someone else. If your total falls below the Nisab at any point, most scholars say the year starts again.
How the Nisab works
The Nisab is the minimum amount of wealth that makes Zakat due. It is set in weight: 85 grams of gold (20 mithqal) or 595 grams of silver (200 dirham), the figures most commonly used today. The calculator turns that weight into money using today's price, so the Nisab changes as prices change. Some references round it to 87.48 g and 612.36 g; tick the classical weights above to use those.
Gold Nisab or silver Nisab?
Silver is much cheaper than gold, so the silver Nisab is a far lower amount of money, and more people owe Zakat under it. Hanafi scholars and many modern councils prefer silver because it benefits the poor and is safer for the giver. Others follow the gold Nisab because paper money is closer in value to gold. Both are held by respected scholars; the calculator lets you choose.
Calculators by school
Each page uses the same tool with that school's defaults and explanation.
How we calculate, and what we do not do
Prices are fetched, never typed by us, and you can override them. Weights are converted to grams first, then to pure metal by purity. Rules differ between scholars, so where schools disagree we follow the majority position of the school you pick and say so in the result. We do not store your figures and we do not track what you enter. Awqatly does not collect Zakat.
Sources and references
- The Quran, 9:60 (who may receive Zakat) and 9:103 (Zakat purifies wealth).
- Sahih al-Bukhari and Sahih Muslim, Book of Zakat: no Zakat is due on less than five awqiyah of silver (200 dirham).
- Sunan Abi Dawud, Book of Zakat: the report from Ali on the Nisab of gold (20 dinars) and the half-dinar due on it.
- AAOIFI Shari'ah Standard No. 35 (Zakah): modern treatment of money, shares and trade goods.
- Yusuf al-Qaradawi, Fiqh al-Zakah: the comparative study of the four schools on wealth, jewellery and debts.
- For Fiqh Jafari: the published rulings of the marja' (for example Sayyid Sistani, Minhaj al-Salihin, Book of Zakat and Khums).
Take it to a scholar
Use "Copy summary" or "Print" above to bring your figures to a scholar you trust. If you think a rule here is wrong for your school, tell us and we will review it. Report a rule that looks wrong
Zakat al-Fitr: Fitrana per person and for your household, before the Eid prayer.
Awqatly provides educational Zakat calculations based on recognized Islamic methodologies. For personal religious decisions, users should consult a qualified Islamic scholar.
Zakat questions
How much is Zakat on savings?
2.5% of your net zakatable wealth, if it has stayed at or above the Nisab for a full lunar year. For 10,000 in savings above the Nisab, that is 250.
What is the Nisab today?
It depends on today's price. It is 85 g of gold or 595 g of silver multiplied by the price per gram. The calculator shows the amount in your currency.
Should I use the gold or the silver Nisab?
Follow your school or your scholar. Hanafi practice is the silver Nisab. Other schools usually start with gold. The silver Nisab is lower, so more people owe Zakat under it.
Do I pay Zakat on gold jewellery I wear?
Hanafi scholars say yes. Shafi'i, Maliki and Hanbali scholars exempt jewellery worn for personal use. In Fiqh Jafari it is exempt. Gold kept as bars or savings is zakatable in every school except Jafari, where only coins are.
Can I deduct my debts?
Debts due now, such as bills and loan instalments, are deducted from your zakatable wealth in the Hanafi, Maliki and Hanbali schools. In the dominant Shafi'i position debts do not reduce Zakat. A long-term loan is not deducted in full; only what is due within the year.
Is Zakat due on a house, car or personal items?
No. Your home, the car you use, furniture and clothes are not zakatable. Property or goods bought to resell are, as trade inventory.
Do I pay Zakat on a retirement fund?
Scholars differ. Many say Zakat is due on what you can access, and the calculator has a field for it. If you cannot withdraw it, ask a scholar.
Is my data saved?
No. The sums run in your browser and nothing you enter is sent to Awqatly or stored.
Tell us if a rule or figure looks wrong
Awqatly
Zakat calculation statement
Prepared with the Awqatly Zakat calculator. An educational calculation, not a fatwa.
Method
Step-by-step calculation
| Description | Amount | Total |
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Verification by a local scholar
This calculation has not been verified until a scholar signs below.
Confirmed correct for the school
Needs correction (see notes)
If a scholar finds any discrepancy, please write it in the feedback form at awqatly.com/zakat-calculator/#feedback so that we can correct it.